Savings

Saving with Stirling Credit Union

Saving is a good habit

Savings help to provide for the unexpected. Saving is also the lowest cost way to afford the big-ticket items including

a wedding
a new baby
a new house
a new kitchen
a holiday

The list goes on and it is whatever is important to you. The more you save, the more likely you are to be able to access our lowest interest rates when you need a loan.

We do not pay interest on savings accounts but as a member, you may receive a dividend on savings when we make a surplus profit. Lower interest rates plus a dividend on savings: a double incentive to save.

Your savings, up to £85,000, are secured under the Financial Services Compensation Scheme (FSCS) Download the FSCS Information Sheet.

Benefits of a savings account

You own a share in the ownership of the Credit Union, eligible to earn a dividend on your savings.

We offer members a Christmas Savers Account and a Holiday Savers Account. These accounts restrict your ability to withdraw funds until November or June.

Set up a savings account

As a member, you can set up a regular savings Standing Order from your bank Current Account Download a Standing Order Form here.
Or, if your employer partners with us you can ask to set up regular savings straight from your payroll Download a Payroll Deduction Form here.
You can have regular DWP payments (Pension, Universal Credit, benefits) or a student loan paid into your Stirling Credit Union account. Find out more.

Withdrawals

Savings are available to you to withdraw at any time (if you have a loan, the amount available to withdraw may be limited).
There are no charges or fees. We will make payments to your bank account.
You can withdraw savings 24/7 using your online app, or you can email or phone the office during opening hours.

If you are not already a member and would like to join Stirling Credit Union,

Download a Membership Application Form or visit our office and chat with us.

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Savings