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About us

You may have seen a credit union in your town but are not sure exactly what a credit union is. Credit unions are member-owned and non-profit making. We are owned by our members and overseen by a volunteer board

Credit unions are like banks, except the members own the credit union. We are non-profit making and serve our members rather than earning a profit. We often offer better savings rates, lower loan rates and reduced fees because of this.

It's as simple as that.

Stirling Credit Union - what we do

• We provide low loan interest rates
• Ensure secure savings
• We have over 1,000 members and 700 junior members
• Your loan will stop if you die before your loan term has ended
• Our loans are open to all members (some need a qualifying period of 3 months' membership).

Why are we different?

• We are not in business to make a profit we are in business to serve our members. People, not Profit.
• we have been providing secure savings and affordable loans for members over the past 20 years.
• We are owned and controlled by members and managed by a member-elected board (the board are all unpaid).

Become a member

• 16 or over, living or working in Stirling, Clackmannanshire, Falkirk or North Lanarkshire
• Under 16 you may join as a junior saver.
• We are based locally in Stirling
• It's easy to join, use the APPLY NOW button below.

Trust us with your finances

Stirling Credit Union is:

• Regulated by the Prudential Regulation Authority (PRA) and by the Financial Conduct Authority (FCA), the same regulators who supervise the Banks and Building Societies.
• A member of the Financial Services Compensation Scheme (FSCS), which protects your savings with us up to £85,000 per person.
• A member of the Association of British Credit Unions Limited (ABCUL)